Property Loan
Home Loans Made Simple for NRIs
Getting a home loan in India as an NRI involves FEMA compliance, foreign income documentation, and coordinating across time zones. TrueFt removes every friction point.
8.5%
Interest rate from
30 yr
Max tenure
₹10 Cr
Max loan amount
48h
Pre-approval SLA
Loan Products
The right loan for every situation
Home Purchase Loan
Finance the purchase of a residential flat, villa, or independent house anywhere in India.
Up to ₹5 Cr
Amount
Up to 30 years
Tenure
From 8.5% p.a.
Rate
NRI Home Loan
Designed specifically for Non-Resident Indians buying property in India. FEMA-compliant with repatriation support.
Up to ₹10 Cr
Amount
Up to 25 years
Tenure
From 8.75% p.a.
Rate
Plot + Construction Loan
Finance the land purchase and construction of your dream home as a combined loan product.
Up to ₹3 Cr
Amount
Up to 20 years
Tenure
From 9.0% p.a.
Rate
Loan Against Property
Unlock liquidity from your existing property portfolio without selling. Available for residential and commercial assets.
Up to 65% LTV
Amount
Up to 15 years
Tenure
From 9.5% p.a.
Rate
Process
How it works
Share your requirement
Tell us the property type, location, budget, and your residency status. Takes under 5 minutes.
Receive matched offers
Our network of partner banks and HFCs competes for your business. We present the top 3–5 options.
Document assistance
We help you compile and verify the full documentation set — income proof, KYC, property documents, and NRI-specific paperwork.
Loan disbursement
Our team coordinates with the lender and your property seller to ensure seamless, timely disbursement.
Why TrueFt
Built around NRI needs
FEMA compliant
All NRI loan structures adhere to FEMA guidelines and RBI norms for repatriation.
Best rate guarantee
We negotiate across lenders so you always get a competitive rate — not the first offer.
Fast processing
Pre-approval in 48 hours. Full disbursement coordinated within 15 working days.
Dedicated loan manager
One point of contact who handles every step from application to disbursement.
EMI planning
Free EMI calculator and repayment projection customized to your income and tenure.
End-to-end documentation
We handle the documentation checklist so you don't have to track 20 different papers.
Our lending partners
Ready to apply for a home loan?
Speak to our loan specialist — free, no obligation.